Batas Militar Essay

Batas Militar, ordinarily referred to in its English interpretation as â€Å"Martial Law†. As expressed in the 1973 Constitution of the Philippine Republic that the Prime Minister as the Commander-in-Chief may pronounce Martial Law under similar conditions, â€Å"in instance of intrusion, uprising or disobedience, or unavoidable threat thereof, the open wellbeing requires it. This decree likewise suspended the Writ of Habeas Corpus, this suspends the human privileges of a blamed individual to be battle for what he accept is directly before a position, however rather his destiny relies on the disposition of the President towards him. On the primary days of this announcement, I accept the nation reacted well, since they additionally accept that the Philippines is wiped out, defiance to the administration has been in power in some provincial spots and socialist military are attempting to attack the country. Be that as it may, I likewise accepted that the power who is Ferdinand M arcos during that time surpassed to his restrictions as the head of state. During the Martial law, Marcos changed the constitution for a few times and I accept he utilized this to his benefit. Majority rules system has been stopped and no news contradicting the Marcos organization can be found in broadsheet and even in the communicate media, for example, radio and TV, they additionally put into conclusion those media stations that assault an inappropriate doings and disappointments of the Marcos organization. They put into jail those individuals whose solitary target is to state what they believe is correct and what they believe is best for the country. Vote based system and human rights has been disregarded during this time, also the claims of debasement and infringement of its own constitution has been brought to President Marcos. I positively accepted that during the Martial Law time, also the beneficial things that this declaration brought to us, for example, control, acquiescence and devotion to the person who is in power. This announcement of Martial law has been utilized by the experts so that the residents of this country will despise them, abusing their own constitution, undermining the cash of the individuals, adulterating the privileges of the residents, ruining the brains of the military whose prime target is to guard the country and not to hurt the residents. Human Rights ought not be relinquished just to get a shared objective. With the goal for us to push ahead, we should set our objectives and vision with due regard to the privileges of the residents and regard to our own constitution.

media and eating disorders essays

media and dietary issues articles The media today is perhaps the best impact on social orders activities, characters, and convictions. Society directs their lives to where they are simply carrying on with a real existence that media has made for them. Here and there this impact is mulled over to profoundly and begins to hurt society. The picture of a lady in todays society as depicted by media is one that is practically fake. Broad communications has come to build up this thought to be a delightful ladies, one must be uninvolved in character, perfect, and the vast majority of all, as slight as a measuring stick. Media has taken the picture of a lady and twisted it into something so eccentric that ladies and little youngsters are hurting their bodies to resemble these made models. Broad communications certainly has substantial effect on the developing pace of dietary problems among little youngsters and ladies in todays society. The media is something that the normal American can't get away from except if they blockaded themselves in their home until the end of time. The media is surrounding us. In stores, on TV, on the radio, and even on the rear of a washroom slow down entryway. An individual sees on normal 3000 promotions for each day and goes through very nearly 35 years observing just TV advertisements (Kilbourne). These types of media we see ordinary impact the manner in which we live. This can run from the style of garments that we wear to what we have for supper. Media companies run our lives. Society in general feels that these things that are publicized are guidelines that we ought to be living by. Given that we as a general public endeavor to satisfy the hopes of the media the contention is if media has any impact whatsoever of dietary issues. There is no uncertainty that media affects this. Ladies and little youngsters, particularly young ladies experiencing adolescence are continually having pictures of very thin ladies pushed into their appearances. They are educated and impacted that on the off chance that they need to be wonderful, at that point they should look along these lines... <!

Ambulance! Ambulance!

Ambulance! Ambulance! It is four days into IAP and I have yet to sleep in my own bed. In fact, today was the first time Ive been back in my dorm for more than half an hour since returning to MIT on Sunday, and I was only home for about an hour before leaving once again. It has been so long since Ive really been home that Im on the verge of emailing housing and telling them to cancel my room at Burton 1, since Im not home day or night, and my room has started to smell faintly of mildew, and old people. And all of this because Im committed to this long-term, very serious relationship with MIT-EMS. MIT-EMS (Emergency Medical Service) is a student-run volunteer ambulance service that provides basic life support to the MIT campus in Cambridge, as well as part of Boston, and runs 24/7 which means a large number of greatly desired overnight shifts, many of which I have been taking lately because its IAP and THAT means FREE TIME (what IS that?? is that even REAL??). All of our student EMTs are certified in the state of Massachusetts, many via the class which is offered every IAP, from 9 AM to 5:30 PM four days a week (which I took last year). This means any free hours we have during shift are spent helping the new class get CPR certified, or learn to take blood pressures, or not pass out from eight grueling hours of training. Were required to work at least 49 hours a semester, but if you want to be really good at your job you cant just take one shift (which are either four, seven, or nine hours long) every so often you need to work consistently, and many people on the service work 100-200+ hours a semester (which may seem like a lot, but its over the span of three months). IAP is optional, but Im trying to gain experience by working as much as possible, especially before the new class starts working too. (I have to just say that thats probably one of the worst pictures of me taken, ever. It wasnt even like Id had my wisdom teeth out or anything, I just NATURALLY look like a chipmunk preparing for a very grueling natural disaster. Anyway.) Our service is funded and supported by MIT Medical, which provides complete health services for the MIT community from the gynecology ward to the pharmacy to 24/7 urgent care, though we take most emergent patients to the surrounding hospitals in Boston or Cambridge. We also work as standbys at sporting events or concerts last spring I got in free at the Angels and Airwaves concert (which actually turned out to be a very bad mistake, because Tom Delonge should really just have given up at music by now). Angela (not The Angela Monster)(I think) asked: its cool that you ride with the ambulance. Im interested in joining too (provided that Ill actually get it). What is it like? Its awesome. Come and try it for yourself. The service itself is a really cool thing not only is it entirely run by unpaid students, but were probably the only service that runs its own ambulance itself in the New England area. And (here comes the cheesy are you ready? I dont think you are!) we do legitimately make a difference our response times are significantly shorter than that of outside ambulances, since were students here and we know our way around the buildings; were also located right on campus rather than much farther away up on Mass Ave. We have a bunkroom where we can sleep, watch TV, check email on the Athena machine, use the restroom, and pretty much exist right in the basement of Stata. Its a pretty sweet setup. Just because youre saving lives, though, doesnt mean you have to give up your own. Here are the other things I have done three days into IAP: 1. On a whim, added French 1 (comment allez-vous?) 2. Bought enough groceries for a small vegetarian family 3. Snowboarding class (for credit!) 4. Breakdancing class (alright, not for credit) 5. Helped teach CPR at the IAP EMT class (which I took last year) 6. Finished rereading The Subtle Knife 7. Got a UROP (more on this later dun dun dun) 8. Lost (by ONE CARD) at a highly competitive game of Cranium, freshmen vs. upperclassmen In three days! Not bad, hm? So I havent been home for the past couple of days for a few reasons, but at least Im still blogging. And according to Gawker and the New York Times, thats a more noble feat than riding an ambulance anyways.

Analysis Of The Stock Market Using Quantitative Approach Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2539 Downloads: 1 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Quantitative finance started in the U.S. in the 1930s as some astute investors began using mathematical formulas to price stocks and bonds. Harry Markowitzs 1952 Ph.D. Don’t waste time! Our writers will create an original "Analysis Of The Stock Market Using Quantitative Approach Finance Essay" essay for you Create order thesis Portfolio Selection was one of the first papers to formally adapt mathematical concepts to finance. Markowitz formalized a notion of mean return and covariances for common stocks which allowed him to quantify the concept of diversification in a market. He showed how to compute the mean return and variance for a given portfolio and argued that investors should hold only those portfolios whose variance is minimal among all portfolios with a given mean return. Although the language of finance now involves Ito calculus, minimization of risk in a quantifiable manner underlies much of the modern theory. In 1969 Robert Merton introduced stochastic calculus into the study of finance. Merton was motivated by the desire to understand how prices are set in financial markets, which is the classical economics question of equilibrium, and in later papers he used the machinery of stochastic calculus to begin investigation of this issue. At the same time as Mertons work and with Mertons as sistance, Fischer Black and Myron Scholes were developing their option pricing formula, which led to winning the 1997 Nobel Prize in Economics. It provided a solution for a practical problem, that of finding a fair price for a European call option, i.e., the right to buy one share of a given stock at a specified price and time. Such options are frequently purchased by investors as a risk-hedging device. In 1981, Harrison and Pliska used the general theory of continuous-time stochastic processes to put the Black-Scholes option pricing formula on a solid theoretical basis, and as a result, showed how to price numerous other derivative securities. 2.0 Fundamentals of Quantitative Analysis Definition: Quantitative analysis is a process of disseminating financial data in order to make valid projections regarding the future performance of a corporation or market. Quantitative analysis of stocks is done purely based on numbers. In this type of analysis, the price trend of the stock is analyzed based on historical data using complex mathematical calculations and statistical modeling techniques. Quantitative Analyst: A quantitative analyst is a person who works in the financial markets developing and implementing mathematical models to assist the activities of traders and risk managers within investment banks, hedge funds and other financial institutions. Throughout the industry, such professionals are known as quants. Although the original quants were concerned with risk management and derivatives pricing, the meaning of the term has expanded over time to include those individuals involved in almost any application of mathematics in finance. An example is statistical arbitrage. Differentiated Features: The quantitative analysis of stock is very different from fundamental analysis of stocks. Fundamental analysis considers the business, growth prospects and effectiveness of management to determine the value of the stock while quantitative analysis discounts all these factors. The analyst who believes in this technique think that all the above mentioned factors are very subjective and do not portray the exact picture since everyone can interpret these numbers in a different manner. The analysts who believe in quantitative analysis of stocks do not take into consideration the effectiveness of management, business or economy while doing this analysis. Quantitative analysis may also involve such characteristics as company liabilities, sales figures, trading trends, and alike. Unlike qualitative analysis, which may consider more uncertain factors like the quality of management, branding, and intrinsic value, quantitative analysis looks only at me asurable facets. Thus, technical analysis, which employs mathematical models, would be considered part of quantitative analysis. A person who performs quantitative analysis is referred to as hybrid stock analyzed. This is because, he/she is characterized by the attributes of both fundamental and technical analyzed. Purpose: The purpose of quantitative analysis is to employ quantifiable attributes of a particular company in order to determine its securitys or markets value. To do so, quantitative analysis practitioners gather and analyze data such as income statements, company assets, market share, and earnings records. 3.0 Techniques Used in Quantitative Analysis Quantitative analysis in general is simply a way of measuring things. In quantitative analysis of stock, the behavior of a stock is analyzed using complex mathematical and statistical modeling equations. For analysts who specialize in quantitative analysis of a stock, the business or the management mean nothing to them. There is no regard for underlying business at all. All they look for are the numbers. For quantitative analysis, the number crunching is done through advanced computers now days. These people who do this are also called as quants. These quants will do analysis based on complex formula and will decide on sell versus buy option purely based on these equations and numbers. Some of the major considerations while doing quantitative analysis of stock are: Company size First thing which the investors look at is the size of the company. This is usually done in term of capitalization or cap in short. Broadly, the companies are divided into various caps depending upon their market. These are micro cap, small cap, mid cap and large cap. Smaller the cap, riskier is the company since it can go bankrupt very easily. But smaller companies have the chances to grow radically as well. Broadly, the guidelines of distinguishing these caps are: Large cap Tk. 1000 million or more. Mid cap Tk. 500 million to Tk. 1000 million. Small cap -Tk. 250 million to Tk. 500 million. Micro cap Tk. 250 million or less. Criteria based or screen based investing Some analysts use a filter or criteria to select the company which they want to trade on. These criteria are based on quantitative factors. Again this is done using computers since the selection is done pretty fast. Momentum of the company can also be used as a deciding factor. Some companies are just doing well for a few quarters in a row which make people believe that company is in good shape. These companies usually outperform other companies in short run and everyone would like to buy stock of this company. Another interesting topic in quantitative analysis is something called as CANSLIM. CANSLIM is a system pioneered by William J. ONeil that is a hybrid of quantitative analysis and technical analysis. CANSLIM has an interesting acronym. C and A stand for current and annual earnings; N - stands for new (new product or new market); S L stands for small cap and large volumes; I - stands for institutional ownership; and M stands for market momentum. All these aforementioned factors are used to decide buy or sell of a company. 4.0 Modus Operandi of Quantitative Analysis 4.1 Quantitative analysis with respect to trading equities generally includes the following research topics: Annual Reports Financial Statements (Earnings, Revenues, Etc.) Publicly Available Data General Economic Data General Econometric Data 4.2 Quantitative analysis with respect to funds involves evaluating statistical analysis of the trading managers track record. These include: A. Return Analysis Compounded average rate of return Percentage of positive months Consistency Length of Track Record B. Risk Analysis Volatility Measures Standard Deviation Monthly Standard Deviation Annual Standard Deviation Combined upside and downside standard deviation Downside Deviation only Sortino Ratio Drawdowns Maximum Drawdown Depth of Drawdowns Frequency of Drawdowns Time in any given Drawdown Recovery from a Drawdown Reward to Risk Average Return Divided by Maximum Drawdown (Total Return Minus Risk Free Rate of Return)/(The Total of All Drawdowns) (Average Return)/(Maximum Drawdown) Sharpe Ratio: (Average Rate of Return Minus Risk Free Rate of Return)/(Annual Standard Deviation) Treynor Ratio: : (Average Rate of Return Minus Risk Free Rate of Return)/(Degree of systematic Risk-ÃÆ'Ã… ½Ãƒâ€šÃ‚ ²) Reward to Assets Under Management Evaluating all of the above measures as a manager increases assets under management The average rate of return since the manager first had 50% of their current assets under management. 5.0 Qualitative Analysis of Stock as Input to Quantitative Analysis of Stock Subjective, non-statistical oriented analysis generally comes before Quantitative Analysis. Qualitative research is one of the two major approaches to research methodology in social sciences. Qualitative research involves an in-depth understanding of human behavior and the reasons that govern human behavior. Unlike quantitative research, qualitative research relies on reasons behind various aspects of behavior. Simply put, it investigates the why and how of decision making, as compared to what, where, and when of quantitative research. Hence, the need is for smaller but focused samples rather than large random samples, which qualitative research categorizes data into patterns as the primary basis for organizing and reporting results. Unlike quantitative research, which relies exclusively on the analysis of numerical or quantifiable data, data for qualitative research comes in many mediums, including text, sound, still images, and moving images. This sort of analysis is the most im portant for the following reasons: Stock market is in transition from poor form of efficient market to semi-strong form of efficient market; Most of the investors have inadequate knowledge of stock market; Most of the investors take investment decision on the basis of information being aired over the sky of the stock market without judgement; Most of the investors are willing to make capital gain; Most of the investors, especially small investors are vulnerable to stock market gambling/crisis originated from any source. Non-statistical Qualitative analysis generally explores the following: Sustainable competitive advantage Quality Experience of Management Employee Morale Loyalty Industry Competitors Strength of Research Development Cyclicality of the Industry Actions towards Investors interests Ability to achieve economies of scale General labor relations Quality and Positioning of Products Quality and Positioning of Services 6.0 Quantitative Analysis-Selection of Security to Buy or Sell An investor or Fund Manager can create An Equity Desk- a set of some stocks which has the potential to grow at a good pace over a period of time. This analysis is an attempt to rank the selected stocks and help an investor decide which among the lot is the best and the worst stock to invest at the current market prices. Basically, this is a quantitative analysis of a set of stocks, based purely on their fundamentals. The TED methodology can be used on any portfolio to determine the best and the worst. The study has taken 11 blue chip stocks for analysis as follows: All the 11 stocks will be analyzed based on P/E Ratio Return on Equity Last 4 years CAGR Sales Growth Last 4 Years CAGR Profit Growth Market Cap P/BV Ratio Debt to Equity Ratio Dividend Yield Last 4 Years CAGR dividend per share growth Dividend Payout Ratio Basically, we will be looking at parameters typically used by both growth and value investors. Ranking Methodology: All the 11 stocks are ranked based on each parameter say P/E Ratio to begin with. A stock with the lowest P/E Ratio gets the highest 11 points, while a stock with the highest P/E Ratio gets the lowest 1 point. Similarly, for other parameters like ROE, market-cap etc, each stock is awarded between 1 point and 11 points depending on where it stands compared to each other. The scores are added at the end, and the stocks are ranked from 1 to 11. Flaw in the Methodology: Looks into the past rather than the future to rank the stocks. ROUND NUMBER 1 THE P/E RATIO Obviously, lower the P/E ratio, the better. Since there are 11 stocks in the portfolio, the stock with the lowest P/E Ratio gets 11 points while the stock with the highest P/E ratio gets 1 point. Company Name P/E Ratio Points Earned 1. AX 11.67 11 2. BX 13.57 10 3. CX 19.29 9 4. DX 19.94 8 5. EX 20.46 7 6. FX 28.94 6 7. GX 29.56 5 8. HX 30.41 4 9. IX 40.23 3 10. JX 43.12 2 11. KX 55.12 1 AX is the cheapest stock of the lot and hence gets rewarded with the maximum 11 points. Meanwhile, KX had a loss making quarter recently, and hence its P/E is extremely high. It is appropriately penalized with just 1 point awarded to it in this round. The rest of the stocks get 10, 9, 8 etc points in descending order based on their current P/E. ROUND NO. 2 RETURN ON EQUITY Higher the ROE, better is the stock for investment. The stock with the highest ROE gets 11 points and the stock with the lowest ROE gets 1 point in this round. Company Name ROE Points Earned 1. BX 94.68 11 2. IX 45.00 10 3. DX 43.01 9 4. FX 39.99 8 5. AX 34.58 7 6. JX 34.55 6 7. CX 24.88 5 8. GX 18.59 4 9. EX 15.46 3 10. HX 13.71 2 11. KX 13.36 1 To find out the stock with the best combination of low P/E and high ROE, we add the points earned by each stock in the P/E round and the ROE round. Company Name P/E Ratio ROE Total Points Earned Ranking 1. BX 10 11 21 I 2. IX 3 10 13 VI 3. DX 8 9 17 III 4. FX 6 8 14 IV 5. AX 11 7 18 II 6. JX 2 6 8 IX 7. CX 9 5 14 V 8. GX 5 4 9 VIII 9. E X 7 3 10 VII 10. HX 4 2 6 X 11. KX 1 1 2 XI For now, the best stock to buy is BX and the worst to own now is KX. But the contest is not over yet. We add the scores earned by each stock in market cap, sales growth, profit growth, debt equity ratio and other rounds. ROUND NO. 3 THE MARKET CAP It is almost always better from capital appreciation point of view to invest in stocks with low market cap. So, in this round, the lowest market cap stock gets the maximum while the stock with the highest market cap to get just 1 point. Expect the GX twins to be hit hard in this round. Company Name Market Cap (TK.in Million) Points Earned 1. BX 513 11 2. CX 914 10 3. FX 1249 9 4. IX 2015 8 5. DX 3960 7 6. AX 6850 6 7. KX 8870 5 8. EX 10000 4 9. JX 12500 3 10. GX 30,000 2 11. HX 60,000 1 ROUND NO. 4 LAST 4 YEAR SALES CAGR Sales growth rates are as important as profit growth rates, if not more. If a stock has a scorching bottom line growth and a dull top line growth, it probably implies that the going might not last long. Bottom line growing faster than top line can happen because of improving margins, for example. But there is only a limit up to which you can increase margins after that, the bottom line growth will align with the top line growth. So in this round, we reward companies with high top line growth and take away points from companies with lower sales growth rates. Company Name 4 year Sales CAGR in % Points Earned 1. EX 87.91 11 2. IX 72.88 10 3. HX 37.88 9 4. FX 35.92 8 5. JX 33.36 7 6. GX 27.69 6 7. AX 24.37 5 8. DX 21.92 4 9. KX 21.00 3 10. BX 18.60 2 11. CX 15.88 1 ROUND NO. 5 LAST 4 YEARS PROFIT CAGR Company Name 4 year Profit CAGR in % Points Earned 1. IX 96.8 11 2. BX 73.21 10 3. EX 71.61 9 4. AX 48.89 8 5. DX 44.8 7 6. CX 38.95 6 7. HX 35.68 5 8. JX 35.57 4 9. FX 31.89 3 10. GX 22.45 2 11. KX 3.47 1 Now we add the scores again after 5 Rounds -Combination of Best Five Quantitative Parameters Company Name P/E Ratio ROE Market Cap 4 year Sales CAGR in % 4 year Profit CAGR in % Total Points Earned Ranking 1. BX 10 11 11 2 10 44 I 2. IX 3 10 8 10 11 42 II 3. DX 8 9 7 4 7 35 IV 4. FX 6 8 9 8 3 34 V 5. AX 11 7 6 5 8 37 III 6. JX 2 6 3 7 4 22 IX 7. CX 9 5 10 1 6 31 VII 8. GX 5 4 2 6 2 19 X 9. EX 7 3 4 11 9 34 V 10. HX 4 2 1 9 5 21 VIII 11. KX 1 1 5 3 1 11 XI ANALYSIS: BX tops each of the 5 rounds except for the rather crucial sales growth round. Although IX looks expensive, it still seems to be among the best stock to buy if we consider the above 5 parameters. KX had an extraordinary expense (write off) in the last period of study. This methodology punishes such a company, because at the end of the day, the market looks at the numbers on the table. Only the perfect companies are rewarded with higher rankings. The contest isnt over yet 5 more rounds to go, before we decide on the winners and the losers.

Hamlets Capacity For Self-Sacrifice Essay - 1716 Words

Topic: Discuss the ideas developed by the text creator about the individual’s capacity for self-sacrifice in the face of compelling circumstances. One single moment or event during the course of an individual’s life can effectively alter their priorities and transform their identity drastically. In The play Hamlet, by William Shakespeare, Shakespeare introduces the readers to the protagonist Hamlet who is draped in anger and emotions and has a new-found mission in life. Initially, Hamlet is portrayed as an individual in mourning over his fathers death and his mothers haste in remarrying to her brother-in-law and Hamlets uncle, Claudius. However, Hamlet’s character and personality were drastically altered after meeting the Ghost and†¦show more content†¦He therefore had to act mad even when talking to her because he realized his every move was being watched. This is evident when he told her he is not in love with her and that he never loved her. These statements by Hamlet caused him to inadvertently hurt Ophelia to such a great extent that she committed suicide. As a result, Hamlet was forced to permanent ly sacrifice his true love out of concern for his own safety and his goal. Hamlet’s determination and addiction for revenge is confirmed when he is willing to sacrifice his entrance to heaven by separating from his values and beliefs. Initially, Hamlet wishes â€Å"that this too too sullied flesh would melt, thaw, and resolve itself into a dew!† He is contemplating suicide as a result of his father’s death and his mother’s haste in remarrying to his father’s brother, Claudius. However, Hamlet brushes off this idea as an option by saying, â€Å"Or that the Everlasting had not fixed his canon ‘gainst self-slaughter! Oh, God, God† This portrays the religious beliefs of Hamlet at the time. He wishes suicide was not a sin. However, since it is, he cannot commit it. Similarly, Hamlet also shows his beliefs and values when the Ghost shares his story and then commands Hamlet to avenge his death.Show MoreRelatedThe Roles of Polonius in The Tragedy of Hamlet Essay2058 Words   |  9 Pagesdiscount of the authenticity of Hamlets intentions. It also adds credibility to his opinion of Ophelia as susceptible to fraudulent affections. It then seems quite appropriate as parental advice to say to her: Set your entreatments at a higher rate / Than a command to parley (I.iii.22-3). Polonius also imparts his worldly wisdom in his speech of personal conduct to Laertes (I.iii.59-80). For all this seeming wisdom, however, Polonius seems more to fit Hamlets description: old men have grey beards†¦theirRead MoreSoliolquy in Shakespeare ´s Hamlet and The Reverger ´s Tragedy Essay1845 Words   |  8 Pagesnature of the protagonist, Hamlet, is riddled by false appearances and deliberate attempts to deceive characters within the play, mainly characterised by his conscious intention â€Å"To put on an antic disposition†. Whilst the audience is disorientated by Hamlet’s erratic moods and inconsistent behaviour – the alternation between passive inaction, failing to act when he has an op portunity to avenge and kill Claudius whilst he prays, and volatile linguistic attacks in Gertrude’s chamber – the soliloquies provideRead MoreHamlet- Suicide Essay2453 Words   |  10 Pages Regardless of a persons age or literary preference it is undeniable that William Shakespeare had a flair for composing dramatic tragedies. Tragedy, when evident is a powerful underlining theme which portrays the qualities of the human capacity. In one of Shakespeares most brilliant plays, Hamlet, tragedy is portrayed through the protagonists constant contemplation of suicide. Shakespeare often alludes to powerful images of death by using pathos and bereavement in life to be inconsequentialRead MoreEssay about The Tragedy of Hamlet2246 Words   |  9 Pages Regardless of a person’s age or literary preference it is undeniable that William Shakespeare had a flair for composing dramatic tragedies. Tragedy is a powerful underlining theme which portrays the qualities of the human capacity. In one of Shakespeare’s most brilliant plays, Hamlet, tragedy is portrayed through the protagonist’s constant contemplation of suicide. Shakespeare often alludes to powerful images of death by using pathos and bereavement in life to be inconsequential. In the playRead MorePurgatorio Essay4430 Words   |  18 Pagesoriginate in the stars. An individuals fate is not, therefore, determined by uncontrollable impersonal forces. Rather, the world has turned to evil through poor leadership. Souls are born as lovers of pleasure, and they will continue to cling to childish self-indulgence unless laws and leaders curb this selfishness and guide them to a higher love. People, however, see their leaders, most notably Boniface VIII, scoffing at th e law and indulging themselves, and so they behave similarly. In canto 17, VirgilRead MoreThe Evil of Politics and the Ethics of Evil10364 Words   |  42 Pagesfact of his cowardice and the notoriety of his trial, he finally, in another crisis, put the seal upon his inward rehabilitation by the deliberate sacrifice of his life to his honor. Well, two of my three young men, normal, decent, well-disposed young men, were quite unsympathetic toward the idea of a mans being tortured by the loss of his integrity and self-respect. Why, they asked, wasnt Jim realistic, why didnt he forget the whole business and go his way and enjoy life? .... One wonders how many

The Manager as a Critical Thinker Free Essays

The 10 steps of critical thinking Include: What are the issue and conclusion, what are the reasons, what words or phrases are ambiguous, what are the value and descriptive assumptions, are there any fallacies in the reasoning, how good is the evidence, are there any rival causes, are the statistics deceptive, what significant information has been omitted, what reasonable conclusions are possible. The book stated that â€Å"an Issue Is a question or controversy responsible for the conversation or discussion. It Is the stimulus for what is being said† (Browne Kelley, 2012). We will write a custom essay sample on The Manager as a Critical Thinker or any similar topic only for you Order Now The book goes on to dividing the issue into two categories: descriptive and prescriptive. The book defines descriptive issues as those that cause people to question the accuracy of vents In the past, present or future. And prescriptive Issues are those that raise questions about what is the right thing versus the wrong thing to do, good versus bad, what we should do. The issue in this scenario falls under the descriptive category. The CEO of PAS Manufacturing, Raymond Sesame’s compensation is significantly higher compared to the salary of Coos in other companies with similar characteristics. James was hired In 2003 for a five year appointment with the starting salary at $400,000. During the first three years, the contract promised him raises of %, 5% and 7% consecutively. After the first three years, the Coo’s compensation continued to increase significantly while the company experienced zero growth In the year of 2006 and continued to experience loss ever since without signs of recovery. The impact of Sesame’s high compensation made headlines in a local newspaper. Employees of PAS are also expressing discontent with their current CEO. As a conclusion, the senior vice president of Human Resources at PAS wrote a memo to the Board of Directors advising the board that the compensation for the current CEO s misaligned with the industry average. He is hoping that the Board would consider searching for a new candidate to replace James who would be able to contribute to the company’s growth. There are several reasons provided by the Director of HRS to support his recommendation In replacing the current CEO with a new candidate. Browne and Kelley define reason as explanations or rationales that support the validity of a conclusion (2012, P. 30). In this case, the first reason is evidently provided in the table that compares the Coo’s salary to the company’s growth rate from 2003 o 2009. The Coo’s raise percentage continued to rise by 2 percent every year while the company’s growth seized In year 2006 and exhibit a loss trend In subsequent years. The HRS Director believes that compensation should be based on performance, 1 OFF reflect his performance. Another reason is that other Coo’s from companies with the same characteristics as PAS were only averaging about $391 ,659 in 2007 while Sesame’s salary was as much as $100,000 over the national average. It indicates that the company is spending â€Å"unnecessary’ money. Lastly, the number of dissatisfaction or the current CEO is growing among the employees of PAS. The HRS Director fears that if union workers have lost respect for the CEO, it would be hard to stop other groups from losing faith as well. The next step is identifying the words or phrases that seem ambiguous in this situation. The book stated that ambiguous words or phrases should be looked in the reasons or conclusion areas because the author wants the reader to accept a conclusion. Therefore, I should look for words or phrases that affect my decision (P. 41). In the last sentence, the HRS Director said that e hopes the successor â€Å"will be more hard-working and willing to do what is necessary’ which all sound very ambiguous. Because he never mentioned previously what constitutes as hard-working. Hard-working could mean different things to different people. And â€Å"willing to do what is necessary’, what does that mean exactly? There seems to be implied meanings to this phrase. A person might think doing whatever necessary as breaking the laws to achieve the goal while others might have an entirely different interpretation. Another ambiguous word is â€Å"greatness† in the same sentence. Greatness could also mean many things in this case. It could mean that the company is able to recover its losses or the company is able to regain the trust from partners and employees. Once again, it is hard to determine exactly what the Director want to express by using these words and phrases. The next stage of critical thinking is identifying the value and descriptive assumptions. According to the text, â€Å"a value assumption is an implicit preference for one value over another in a particular context† while â€Å"a descriptive assumption is an unstated belief about how the world was, is or will become† (P. ). The HRS Director considers pay for performance as the best method to determine compensation. By supporting this idea, he believes that productivity is the determining factor in evaluating how good a worker is. Therefore, he prefers his company to follow the industry best practices in determining the Coo’s pay rather than the current practice. The descr iptive assumption in this case is the belief that the company’s performance will improve under the direction and management of a new CEO. In other words, the company’s status cannot be improved by other means except for the replacement of the CEO. There are several fallacies that the author used to persuade the reader’s opinion in this situation. The author attacked the Coo’s personality by pointing out that a local newspaper recently quoted the CEO saying the following line; â€Å"I’m worth every penny I’m paid; this town owes everything to me and my family’. This is an attempt to show that the CEO has disputable character and that he is a cocky ungrateful man. The author also went on to say that the CEO is a very wealthy man as the only grandson of the company’s founder. And because of his financial status, he has no inventive to ark hard for this company to strive. Another fallacy that was used is the slippery slope technique in which the author assumes that one event will set off a chain of uncontrollable and undesirable outcomes. The author said that once union workers lose respect for the CEO by circulating an unflattering comic representation it will losing faith in the CEO as well. Next step in critical thinking is to determine the validity of the evidence presented. The first evidence provided by the author is the table listing the Coo’s annual raise versus the company’s annual growth rate from he company’s Human Resources Department. This evidence could be considered as valid because these are probably based on exact figures provided on payroll as well as the company’s financial statements. The next evidence that the author presents is the average salary for other CEO in the same industry. At first glance, by using the phrase â€Å"according to the Economic Research Institute†, it would cause the reader to think that this must be a reliable source. But when looking at the footnote at the bottom of the page, the source was Just a salary calculator providing estimates. There re no concrete facts to support that the figure presented was the actual average for the industry. That makes the source not very reliable on its accuracy. The author went on to say that research shows that Coo’s median total compensation fell yet the source for this research is from wick. Wick is not considered as a scholarly source for research. The next evidence provided is the survey of executive pay practices. The author stated that 64% from that survey reported salary freeze yet the author never stated how large the sample size was and failed to mention if the sample was Mandalay selected or not. Surveys are often biased because it fail to truly represent how people truly feel instead people fill out answers as they think they have to give. Lastly, the author quoted another cite citing other cities. The author used a source that was quoted in the Baltimore Sun without examining to see if the original source is dependable or not. Lastly, the statement that â€Å"everyone in the Human Resources field knows† is a generalization. The book defines this as â€Å"a person draws a conclusion about a large group based on experience with only a few members of the group. The author clearly has not met with everyone in the HRS field, therefore, he use his experience as being the HRS director to support his claim that this is the thinking of the whole field. The next step in critical thinking in the book is looking for rival causes. The books definition of â€Å"a rival cause is a plausible alternative explanation that can explain why a certain outcome occurred† (P. 128). The author was citing several sources to support his claim that the median compensation for CEO in the industry fell during Sesame’s terms, as well as a lot of companies were freezing or rimming salaries for their executives. The author also cited another claim from a source stating that indeed, excessive CEO compensation was the actual cost of the economic recession in the United States during those years. This is the cause that the writer wants the readers to believe that the growth of PAS has stalled over the years is due to excessive compensation. There could be many other reasons that could arguably be the reason why the United States was experiencing a recession during that period such as high unemployment rate, foreign policy, war spending, amount of unsecured loans, etc. Clearly, high CEO compensation cannot be considered as the sole cause of the recession as the author wants us to believe. The author in this scenario used several statistics in trying to support his claim. First he said that the medial total compensation fell by 7. 5 percent, in this case, we weren’t provided with the base number to determine if 7. 5 percent was significant or not. Once again, the author claimed that 64 percent of companies responding to the survey reported that omitted the total number of companies. 64 percent is an impressive number and we old have been easily swayed if we didn’t question the use of statistics. How to cite The Manager as a Critical Thinker, Papers

Roman Aqueducts Essays - Water, Ancient Roman Architecture

Roman Aqueducts Ryan Gaddis Pozzuolana and Roman Aqueducts Western Civilization to 1660 Roman engineering was mainly of the civil type. The Romans built roads, bridges, baths, stadiums, and other public buildings. One of the most amazing feats of engineering that the Romans achieved was the building of the aqueducts. An aqueduct is an artificial channel through which water is guided to the place where it is used. Most aqueducts of ancient times were built of stone, brick or pozzuolana, a mixture of limestone and volcanic dust. Rome itself had eleven aqueducts, ranging in length from 10 to 60 miles. They were all built between 312 BC and 226 AD. Rome was the only ancient city reasonably supplied with water. By A.D. 97, nine aqueducts brought about 85 million gallons of water per day from mountain springs. Frontinus, Roman was ardent concerning Rome's aqueducts: With such an array of indispensable structures carrying so many waters, compare, if you will, the idle Pyramids or the useless, though famous, works of the Greeks! While the Romans added almost nothing to pure science, they were masters of applied science. They had no understanding of formulas or tensile strength, but they could still figure out what worked and what didn't. Mostly, this was achieved by trial and error. The invention of pozzuolana was one such example. The early Roman cement was made of a wet mixture of lime and sand, with small pieces of stone, pottery, or tile embedded in it. This type of cement was used mainly for mortared joints. Such cement crumbled easily. Later, Romans began adding volcanic ash from the nearby Vesuvius. This new cement was much stronger and harder than any previous cement, and it also dried underwater. When dry, it had all of the properties of strong stone. The Smithsonian Institute has a section of Roman aqueduct made from pozzuolana that was laid about 80 AD. When it was dug up eighteen centuries later, it was discovered that it still behaved like stone. It did not crumble when drilled or chipped, and i n fact it was stronger than many stones would have been after being subjected to the centuries. While pozzuolana was a great discovery in ancient times, it was not used for building much of the aqueduct structure. Huge and elaborate forms would have been needed to cast the pozzuolana into the supporting columns or arches. The only thing needed to build of stone is a strong footing. Also, pozzuolana is strongest under compression. Like modern concrete, it has a very low tensile strength. This means that conduits made of pozzuolana that had to carry water pressure would easily burst. Because of these factors, pozzuolana was used mainly only to build the actual channel that carried the water. Most of the Roman aqueducts were not made with pipe or pressurized closed conduits. Instead the Romans built their water delivery system non-pressurized. There were multiple reasons for this. First of all, large metal conduits were not able to be built at the time. The largest metal conduits mentioned in Roman history were about 100 inches in circumference. This is not nearly enough to supply the amount of water that the Romans needed. Secondly, it was very hard to control leakage in the free-flowing channels, let alone pressurized conduits. It was estimated that half of the water disappeared through leakage and theft from its source to final destination. The water ran through channels that were on average about 3 ?' wide by 6' deep. To keep the water moving, the channels had to have a grade of at least two or three feet to every mile. Because these were channels and not pressurized conduits, the Romans had to cut through every ridge that was too high and build bridges over every valley that was too low. The arcades or aqueduct bridges were all constructed in about the same manner. First, a row of tall piers were set in. On top of these pier, a series of small arches was placed. Above these arches was the actual water channel. This channel was constructed of pozzuolana, with an arched roof. When an aqueduct crossed a very deep valley or gorge, two or even three sets of arches were constructed. When people think

What is an Unreliable Narrator Definition and 6 Real Examples

What is an Unreliable Narrator Definition and 6 Real Examples What is an Unreliable Narrator: Definition and Examples In literature, an unreliable narrator is a character who tells a story with a lack of credibility. There are different types of unreliable narrators (more on that later), and the presence of one can be revealed to readers in varying ways - sometimes immediately, sometimes gradually, and sometimes later in the story when a plot twist leaves us wondering if we’ve maybe been a little too trusting.While the term â€Å"unreliable narrator† was first coined by literary critic Wayne C. Booth in his 1961 book, The Rhetoric of Fiction, it’s a literary device that writers have been putting to good use for much longer than the past 80 years. For example, "The Tell-Tale Heart" published by Edgar Allan Poe in 1843 utilizes this storytelling tool, as does Wuthering Heights, published in 1847.But wait, is any narrator really reliable?This discussion can lead us down a proverbial rabbit hole. In a sense, no, there aren’t any 100% completely reliable narrators. The  "Rashomon Effect† tells us that our subjective perceptions prohibit us from ever having a totally clear memory of past events. If each person subjectively remembers something that happened, how do we know who is right? "Indeed, many writers have used the Rashomon Effect to tell stories from multiple first-person perspectives - leaving readers to determine whose record is most believable." (Check out As I Lay Dying by William Faulkner for an example).For the purpose of this article, however, we will refer to narrators who are purposefully unreliable for a specific narrative function. How to write an unreliable narrator that has us on our toes and reading between the lines. Literary function of an unreliable narratorFiction that makes us question our own perceptions can be powerful. An unreliable narrator can create a lot of grey areas and blur the lines of reality, allowing us to come to our own conclusions.Fallible storytellers can also create tension by keeping readers on their toes - wondering if there’s more under the surface, and reading between the lines to decipher what that is. Unreliable  narrators can make for intriguing, complex characters: depending on the narrator’s motivation for clouding the truth, readers may also feel more compelled to keep reading to figure out why the narrator is hiding things.Finally, all unreliable narrators are first-person: they live in the world of the story and will have an inherent bias or perhaps even an agenda. While you may find an unreliable narrator who's written in the second-person or third-person point of view, this is generally rare.PRO-TIP: If you'd like to see the different point of views in action, check out this post that has 50+ point of view examples.Types of unreliable narratorsJust like trying to classify every type of character would be an endless pursuit, so is trying to list every type of unreliable narrator. That said, we've divided these questionable raconteurs into three general types to better understand how they work as a literary device.1) Deliberately Unreliable: Narrators who are aware of their deceptionThis type of narrator is intentionally lying to the reader because, well, they can. They have your attention, the point of view is theirs, and they’ll choose what to do with it, regardless of any â€Å"responsibility† they might have to the reader. (The film adaptation of Room, image: Universal Pictures)Forrest Gump by Winston Groom Forrest is another example of a narrator who’s not deliberately unreliable in order to pull the wool over the readers’ eyes or to â€Å"save face.† From the outset, we are aware that Forrest doesn’t comprehend things like the â€Å"average† person does, and we’re aware that we might not be able to take everything he says at face value. This is confirmed when Forrest begins detailing his life, which is peppered with stories about major events from history that he was apparently intimately involved in. We can’t be certain that he’s not telling the truth, but it would be quite the life if he is. Six examples of unreliable narrators and how to write your own fallible storyteller. An unreliable narrator breaks the conventional relationship of trust between a reader and a storyteller. However, the key is that you don’t want to shatter that trust entirely, because you’re likely to lose the reader. Ensure your unreliable narrator has a clear purpose for being unreliable, employ just enough mist around the narrator’s accounts to put question marks in our minds, give us the underlying sense that there’s more to the story, and you’ll be able to foster a connection between the reader and narrator that has the pages of your book flipping.Who are some of your favorite unreliable narrators from literature? Have you ever tried writing one yourself? Leave any thoughts or questions in the comments below!

Do Colleges Use Weighted or Unweighted GPA

Do Colleges Use Weighted or Unweighted GPA SAT / ACT Prep Online Guides and Tips High schools may record students' GPAs as weighted or unweighted. But which type of GPA is taken more seriously in the college admissions process? In this article, I’ll provide an overview of the differences between weighted and unweighted GPAs and tell you which type is more important. What’s the Difference Between Weighted and Unweighted GPA? First off, you should know what constitutes weighted and unweighted GPA in high school. Traditional GPAs are unweighted, which means they'remeasured on a scale from 0 to 4.0.A 4.0 is an A average, a 3.0 is a B average, a 2.0 is a C average, a 1.0 is a D average, and anything below that represents a failing grade. Unweighted GPAs do not take the levels of your classes into account.An A in an AP or honors class will translate into a 4.0 GPA, and so will an A in a low-level class. Basically, an unweighted GPA won’t change based on the types of classes you’re taking; it represents your grades in isolation. Weighted GPAs are a bit more complicated.Many high schools now record weighted GPAs instead of standard unweighted GPAs.Weighted GPAs are measured on a scale that goes up higher than 4.0 to account for more difficult classes.For many schools, this means a 0-5.0 scale,but some scales go up higher (like to 6.0). In the lowest-level classes, grades will still stand for the same numbers as they would on an unweighted GPA scale (i.e., an A is a 4.0, a B is a 3.0, etc.).However, in honors or AP classes, an A will translate into a 5.0 GPA, a B will be a 4.0, and so on. If your school has mid-level classes, an A might translate into a 4.5 GPA. Keep in mind that these are general estimates.If your school records weighted GPAs, check its specific policies.Weighted GPAs are used in an effort to present a more accurate picture of academic abilities based on the rigor of a student's coursework. Your A+ in Intro to Yoga will only get you so far. Do some mindful breathing to help yourself accept this. Which GPA Do Colleges Care About? Of course, every college is different, but in general colleges care more about your record of coursework thanyour GPA out of context.For this reason, I can’t say that colleges necessarily care â€Å"more† about unweighted or weighted GPA.Between the two, weighted GPA provides more useful information, but they will still look closely at your transcript instead of just taking your GPA at face value. Your GPA is an overview of how you did in high school, but every admissions department will dig deeper (unless your GPA is exceptionally low- think below 2.0) before making a blanket judgment based solely on that number,whether it's weighted or unweighted. This is because the GPA scales of different high schools can't be compared directly. Some schools might count honors and AP classes as "high level" for weighted GPAs, and some might only count APs. Some AP classes are also easier than others. It wouldn't be fair for colleges to give a student who earned an A in a notoriously difficult class like AP Physics the same credit as a student who earned an A in AP Psychology, even if they have the same weighted GPA. Colleges want to see that you have pushed yourself to take on academic challenges and managed to grow over time.If your academic record demonstrates increasing difficulty of coursework, this will look impressive to colleges, even if your GPA isn’t stellar.If you have a 4.0 but remained in all the least challenging classes in high school, colleges will be less impressed since you didn’t push yourself further academically. even though you were clearly capable of doing so. If you’re getting all As in low-level classes, don’t stay complacent just because you have a good GPA.It’s absolutely worth it to move up a level and challenge yourself, even if it leads to a slight drop in your GPA. Colleges look at the whole picture, and they will make note of the fact that you forced yourself to leave your comfort zone and grow intellectually. This plant is a metaphor for your brain over the course of high school. What Do College Admissions Departments Say About GPA? Just to make sure we're on the right track, let's check the official policies of a range of schools. Here are some quotes about GPA taken from the admissions websites for Harvard, Ithaca College, Stanford, Claremont McKenna College, and the University of Texas at Austin. Harvard Admissions Department According to the admissions website, here are two key questions Harvard admissions officers ask themselves when reviewing potential applicants: â€Å"Have you reached your maximum academic and personal potential?† â€Å"Have you been stretching yourself?† Obviously, to get into Harvard, you'll need a great GPA.However, notice thatthey don’t say, â€Å"Your unweighted GPA must be at least 3.8,† or make any sort of concrete statement about numbers.What they want to see is that you’ve been constantly striving for more advanced learning opportunities and have also been pushing yourself to your limits academically. Students who've grown a lot in high school and who were motivated to take difficult classes are probably students who will continue to do the same in college.This demonstrates my point in the previous section that colleges really want to see students who have taken challenging coursework and proved themselves to be dedicated to fulfilling their academic potential. Harvard College Ithaca College Admissions Department Here’s what Ithaca's admissions department has to say about its admissions process: â€Å"An Ithaca College education requires that every student be actively engaged in their academic experiences. ...We are most focused on the rigor of your curriculum and the level of success you’ve demonstrated in your academic work.† Again, the admissions department is looking for students who were engaged in their high school coursework and are interested in learning more.Though grades are important, the level of your coursework and your demonstrated academic growth will also go a long way toward impressing admissions officers. Ithaca College Want to build the best possible college application with your GPA? We can help. PrepScholar Admissions is the world's best admissions consulting service. We combine world-class admissions counselors with our data-driven, proprietary admissions strategies. We've overseen thousands of students get into their top choice schools, from state colleges to the Ivy League. We know what kinds of students colleges want to admit. We want to get you admitted to your dream schools. Learn more about PrepScholar Admissions to maximize your chance of getting in. Stanford Admissions Department According toStanford, what itvalues most in its applicants is as follows: "The primary criterion for admission to Stanford is academic excellence. We look for your preparation and potential to succeed. We expect you to challenge yourself throughout high school and to do very well. ... There is no minimum GPA or test score; nor is there any specific number of AP or honors courses you must have on your transcript in order to be admitted to Stanford." As we saw with Harvard, academic excellence is a given- you obviously need to have strong grades in order to have a solid chance at getting into Stanford. That said, Stanford is clear that "there is no minimum GPA."Once again, the important idea here is that you're proving you have the potential to succeed and challenge yourself- not that you're necessarily getting As in every single class you take. Stanford University Claremont McKenna College Admissions Department Here’s what Claremont McKenna says about its admissions process: "Competitive candidates for admission pursue the most demanding course work possible, receive strong grades, and are highly regarded by their teachers and counselors. The minimum requirements are: English: Four years. Mathematics: Three years, preferably four. Candidates should recognize that mathematical skill is as important for professionals in government and economics as it is in engineering and the physical sciences. Foreign Language: At least three years. History: At least one year. Science: At least two years required, three strongly preferred." This brings up a good point: many schools might not have GPA requirements, but they do require applicants to take certain classes in high school. Once again, this emphasizes coursework over straight GPA in the admissions process.â€Å"Strong grades† are expected, but a desire for students who have pursued â€Å"the most demanding course work† is far more important. Claremont McKenna College University of Texas at Austin Admissions Department Finally, UT Austin says the following on its admissions website: "To be competitive for admission, freshman applicants must complete or be on track to complete certain high school coursework: Language Arts:Four credits Mathematics:Four credits Science:Four credits Social Studies:Four credits Foreign Language:Two credits Fine Arts:One credit Physical Education:One credit Electives:Six credits" Like Claremont McKenna College, UT Austin requires specific coursework in high school. In fact, the school doesn't say much at all about GPA on its website, indicating that GPA alone is not a particularly important part of admissions- rather,the courses you take are important. UT Austin (Stephen M. Scott/Flickr) Conclusion: Colleges and Weighted vs. Unweighted GPA Ultimately, you shouldn’t worry too much about whether colleges will look at your weighted or unweighted GPA.The value of your GPA, whether weighted or unweighted, isn’t the final word on whether you've demonstrated your academic potential in high school. Instead, focus on your coursework. Have you been consistently challenging yourself and living up to your abilities? Are you making the most of the academic opportunities your school offers? If you can answer yes to these two questions, you’re on your way to success in college admissions! What's Next? Worried about how your GPA will impact your chances of getting into college? Check out this list of the best colleges with less competitive GPA requirements. Not sure whether your GPA is considered high or low? Read my article on what constitutes a good and bad GPA for college admissions. For a complete overview of how GPA is calculated and what it means for you, take a look at this article. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Module 2 SLP Coursework Example | Topics and Well Written Essays - 1000 words

Module 2 SLP - Coursework Example The clipboard need to uses Mckinsey 7s framework. The framework got its name from a consulting company, Mckinsey and company, which had conducted research and industry (Pascale & Athos, 1981; Peters &Waterman, 1982). The model identified seven variables which the authors called ‘levers’ all began with the letter ‘S’. The seven variables include structure, strategy, system, skills, style, staff and shared values. Other variables exist but the 7S are very important because they can neutralize the effects of other variables and external environment (Elson 2012). Structure is the skeleton of the organizational chart. Strategy is the plan or course of action used in allocating resources to achieve identified over time. The framework defined system as a routinized process and procedures followed within the organization. The staffs are the personnel who perform vary activities in the organization. The key managers are also important in the way they behave to achieve organizational goal. The behaviour of managers is termed as style. Shared value is the glue that binds all the other 6S in an organization. Shared value has a significant meaning or guiding concepts that organizational members share. Most companies believed that the variables consisted of soft variables and important variables. It doesn’t mean that the soft variables were less important. It only meant that the other variables must be considered first before the soft variables can be put into perspectives. The soft variables include; skills, style and shared values (Elson 2012). It is also believed that the soft variables can only affect decisions internally when the other variables (structure, strategy and the system) could affect decisions both internally and externally when dealing with marketing and sales strategy in the region. The 7S framework doesn’t mention the external environment because they believe that the strength and

Deciding Right from Wrong Essay Example | Topics and Well Written Essays - 1000 words

Deciding Right from Wrong - Essay Example However, even after thousands of years, we are still unable to make universal principles with respect to rights and wrongs. The rights of some people are the wrongs of the other people. For example, keeping more than one wife is a sin or a wrong thing for Christians whereas Muslims find nothing wrong in it. Based on individual perceptions, many scholars and philosophers tried to segregate between the rights and wrongs with the help of some ethical theories. This paper briefly analyses the rights and wrongs with the help of some ethical theories formulated by some eminent scholars and philosophers. â€Å"The concepts of ethics fall into two main categories; notions having to do with morality, virtue, rationality, and other ideals or standards of conduct and motivation; notions pertaining to human good or well-being and the "good life" generally† (Slote, n.d, p.2). Killing of enemies in a war is perceived as a right thing even though killing of innocent people are perceived as a wrong thing. Moreover, capital punishment is accepted as a morally right thing by many countries whereas some other countries reject capital punishment, purely on moral grounds. In other words, some people believe that killing of an antisocial element is good for the rest of the people in the society and hence such killing should be made legal, considering the future wellbeing of the other people. Most of the countries give capital punishments to terrorists because of the above notion. However, some people are of the view that taking the life of another person cannot be justified under any circumstances because of the immense value associated with human life. In their opinion, we are only creations and only the creator has the authority to make any modifications on our lives. Moreover, killing of criminals will deny them the opportunity to correct themselves. Some of the Muslims have the belief that killing of enemies of their religion is a sacred act. In short, killing of people i s justified under some circumstances by some people whereas others object it under any circumstances. In other words, moral theories associated with killing of other people are widely differing in different places. â€Å"The categorical imperative of Immanuel Kant, tells us that we may not use or mistreat other people as a means either to our own happiness or to that of other people† (Slote, n.d, p.2). Moreover, Kant argued that "Act only on that maxim through which you can at the same time will that it should become a universal law"(Categorical Imperative, n.d). Kant believed that the moral principles were applicable universally. In his opinion, it is impossible to have a moral principle right at some places and wrong at other places. Nobody knows from where we come and where we go after death. As per Kantian theory, human being has a special role in the creations and hence moral principles with respect to human cannot be applied to other living things. However Kant strongly criticized the segregation of good and evil based on the personal beliefs or the religious beliefs. In his opinion,"Act in such a way that you always treat humanity, whether in your own person or in the person of any other, never simply as a means, but always at the same time as an end†(Categorical Imperative, n. d.) â€Å"Utilitarian consequentialists regard pleasure or the satisfaction of desire as the sole, intrinsic human good, and pain or dissatisfaction as the sole,

Motivated and Enthusiastic Child Psychologist Influences

Motivated and Enthusiastic Child Psychologist Influences Simranpreet K. Sidhu Introduction Child psychology is considered as a ‘new thing’ in the psychology workforce. And not many universities worldwide have a postgraduate course for child psychology. Definition of child psychologist Psychiatry and psychology are quite clearly like a pair of brothers with similar heritage in the general family life (Blain, 1946). Both pediatric psychology and clinical child psychology deal with children and they are both specialties within clinical psychology. In the present, instead of observing, recording, classifying what children do, child psychologists began to study how children do what they do. It took a decade from the development of a new importance in clinical child psychology for pediatric psychology to develop (Tuma, 1975). Pediatric psychology was defined by Wright (1967) as ‘any psychologist who finds himself dealing mainly with children in a medical setting which is nonpsychiatric in nature’ (Routh, 1975). The research and practices of Clinical Child Psychology are focused on understanding, preventing, diagnosing and treating psychological, cognitive, emotional, developmental, behavioral and family problems of children. Of particular importance to clinical child and adolescent psychologists is a scientific understanding of the basic psychological needs of children and adolescents and how the family and other social contexts influence socio-emotional adjustment, cognitive development, behavioral adaptation and health status of children and adolescents. There is an essential emphasis on a strong empirical research base recognizing the need for the documentation and further development of evidence-based assessments and treatments in clinical child and adolescent psychology (Clinical Child Psychology Formal Specialty Definition, 2005 as cited in Jackson, Alberts Roberts, 2010). History of child psychologist Child psychology is a product of ‘new marriage’ between clinical psychology and pediatrics as stated in an article written by Jerome Kagan in 1965. It is known that the existence of clinical psychology was first declared by Lightner Witmer in 1896 (Watson, 1953 as cited in Routh, 1975). National Institute of Child Health and Human Development was founded in 1962, which therefore supported much medical and psychological research related to child development and some professional training in pediatric psychology. In 1966, the first formal graduate program to train ‘pediatric psychologists’ was begun by the Departments of Pediatrics and Psychology at the University of Iowa (Routh, 1969) as cited in (Routh, 1975), with funding from the National Institute of Child Health and Human Development. The year 1967 was a landmark for pediatric psychology where in that year, Logan Wright’s article, ‘Pediatric Psychology, A Role Model’, appeared in the American Psychologist (Routh, 1975). The potential role of child psychologists in the medical system was first described by Anderson (1930). Kagan emphasized the early detection of childhood disorders and especially each of the following: (a) the relationship between prenatal and perinatal abnormalities and future behavioral disturbance; (b) the early detection of severe childhood disturbance, especially the schizophrenias; (c) the early detection of psychosocial problems including academic retardation, psychopathy, delinquency, psychosomatic disturbances and phobias during the preschool and early school years; and (d) the application of theoretical knowledge and empirical generalizations to therapeutic regimens for children in his article named ‘new marriage’. Logan Wright saw that pediatric psychologists as being more behaviorally oriented than clinical-child psychologists (Mesibov, 1983). Reason for choosing to be a child psychologist Child psychology is a very interesting field for one to master in. If one loves children, they may want to consider child psychology as their job will be revolving around children. Children are God’s gift, they are miracle for hope. Children are just innocent angels. In the past, most of the psychological problems only occur during the adulthood period but not for children. But in the present, many roots of psychological problems kick off from childhood period but it is unknown, unrecognizable and not diagnosed until adulthood. In the very recent, problems starts off from when one is an embryo itself with many effects such as environmental pressure and drug abuse influencing the embryo and the mother-to-be. Child psychology is a very important field nowadays because most parents are not able to cope and handle their children. They need some form of advices and ideas on what to do and how. Some parents may also not know if their child has any psychological problem which may wor sen in the future if it is not recognized since young. Children are the future leaders of the country, we need to mould them from the beginning itself rather than when they are much older. It is no doubt a very challenging task, but one would be learning all along the whole process. Learning is a never ending process. Another main reason would be there is limited or no child psychologist at all in Malaysia, so it is very crucial that we have one or more. In this guided literature review, I will be relating child psychology to motivation as learnt in industrial and organizational psychology. Definition of motivation Motivation is the study of why people think and behave as they do (Graham Weiner, n.d.). Motivation is a power that emerges with the desire and effort, driving them to reach a certain goal (Budak, 2009; Eren, 2008; Pintrich, 2003; Pintrich Schunk, 2002; Woolfolk, 1998 as cited in Uyulgan Akkuzu, 2014). Dornyei (2009) emphasized that even if individuals have a great worth of learning skills, they will not be able to reach long-term targets without motivation (Uyulgan Akkuzu, 2014). Motivation is defined as a drive to fulfill a need (Aderman, 1999; Maslow, 1954; Murray, Poole Jones, 2006 as cited in Goodman, Jaffer, Keresztesi, Mamdani, Mokgatle, Musariri, Pires Schlechter, 2011). Body There are four motivation theories which are need theories of motivation, behavior-based theories of motivation, job design theories of motivation and cognitive theories of motivation. I will be only focusing on the extrinsic versus intrinsic motivation and also the goal-setting theory under the behavior-based theories of motivation. Behavior-based theories of motivation Extrinsic versus intrinsic motivation To be motivated means to be moved to do something. A person who feels no encouragement to act is therefore characterized as unmotivated, while someone who is energized toward an end is considered motivated. People have not only different amounts, but also different kinds of motivation. That is, they differ not only in level of motivation, but also in the direction of that motivation. The most basic difference is between intrinsic motivation, which refers to doing something because it is essentially interesting or enjoyable and extrinsic motivation, which refers to doing something because it leads to a discrete outcome (Ryan Deci, 2000). In defining motivation, it is important to draw a division between intrinsic motivation, which refers to engagement motivated by pleasure and extrinsic motivation, which refers to engagement motivated by external pressures (Henderlong Lepper, 2002). Intrinsic motivation refers to engaging in a task for its own natural rewards whereas extrinsic motiv ation refers to engaging in a task in order to achieve some divisible outcome (Hayenga Corpus, 2010). Goal-setting theory Setting a specific hard goal versus a generalized goal of ‘do your best’ leads to extensive increases in performance. The setting of a goal that is both precise and demanding leads to an increase in performance because it makes clear to the individual what he is supposed to do (Latham and Baldes, 1975). Intention is a symbol of planned actions, whereas goal reflects the object or aim of actions. Intention is broader than goal. In goal-setting, action plans are sometimes called strategies. An objective is alike to what Garland (1985) called a task goal. The term personal goal is often used when discussing or measuring a person’s intention. Products (Naylor et al., 1980 as cited in Tubbs Ekeberg, 1991) are the direct results of actions and the focus of the objective. Both personal and environmental factors can have an effect. Personal factors are such as skills, abilities or willpower and environmental factors are such as time limits, task difficulty and the influe nce of other people moderate the intention-action relationship (Tubbs Ekeberg, 1991). So long as a person is committed to the goal, has the essential ability to attain it and does not have contradictory goals, there is a positive relationship between goal difficulty and task performance. Focusing on reaching a definite performance outcome on a new, complex task can lead to ‘tunnel vision’ – a focus on reaching the goal rather than on acquiring the skills required to reach it. Drach-Zahavy and Erez (2002) found that people who were made to view a situation as a risk achieved notably lower performance than did those who were made to view the situation as a challenge (Locke Latham, 2006). Goal setting may also help prevent dysfunctions in an organization (Austin Bobko, 1985). The theory also states that goals should be precise rather than broad. Commitment is needed to achieve goals and can be enhanced by two categories of factors that: (1) make the goal realizat ion important and (2) enhance individuals’ belief that they can accomplish the goal. People tend to prioritize goals based on their value (Locke Latham, 1990 as cited in Fried Slowik, 2004). Goal-setting theory also emphasizes that challenging goals cause people to work longer on a task (Fried Slowik, 2004). Relation of motivation to child psychology If one is motivated to do something, it really pushes them to go for it and achieve it. The level of common interest, which is formed during childhood and adolescence, affects the individual’s professional direction (Stoykova, 2013). Challenges and expected challenges of being a child psychologist The necessitate to train more child psychologists is apparent. A part of the challenge is that having inadequate resources to train the child psychologist and also to practice as a child psychologist. In pediatric settings, issue faced is related to restricted numbers of practicum spots (Clark, 2011). Nature of work of a child psychologist The main duty of clinical child psychologists is to provide therapeutic services for the wide range of cognitive, emotional, developmental, behavioral, social, medical and family problems portrayed by youth from infancy through adolescence. Clinical child psychology is a growing field of practice and research within professional psychology. Today clinical child psychologist accomplish professional roles in community programs in a diversity of settings such as community mental health centers and children’s hospitals, children’s service agencies as well as schools, juvenile justice, prevention programs, in-home intervention and outreach programs (Jackson, Alberts Roberts, 2010). The role of pediatric psychologists is: (a) instant screening for developmental difficulties; (b) early diagnosis of problems; (c) transmission of current knowledge of child development to pediatric staffs; (d) transmission of knowledge about child-rearing practices and (e) sensitization of medic al staff to the emotional needs of children (Mesibov, 1983). In Nigeria, the clinical child psychologist has three mutually dependent roles: teachers, clinician and researcher (Bakare, 1975). In Colombia, the clinical psychology works with children, adolescents and adults in both private practice and in institutions (Ardila, 1975). Ross (1972) defined the duties of clinical child psychologist as: (1) the prevention of psychological disorders and (2) the treatment of these disorders. The objective of the clinical child psychologist is to offer direct services to the child and his family, to diagnose and treat problem behaviors. Today’s clinical child psychologists use other than testing techniques for diagnosis, such as interviewing, observations of family interactions, etc., sometimes collaborating with other disciplines particularly the psychiatric social worker or the psychiatrist (Tuma, 1975). Pediatric psychologists have a significant role to play where they need to enhan ce pediatric practice by insuring that those in need of psychological services are willingly identified and treated (Willen, 2007). Maintenance of a sustainable level of motivation If one enjoys doing something or wishes to go for something they like, they must make sure they can achieve it and not giving up even though it is not easy as the saying goes ‘easier said than done’. One needs to consistently progress and remind ownself the motivating factor. Child psychology is something new, only a spark of interest can motivate one to pursue in the pathway of child psychology alongside with motivation to keep assisting the interest. Conclusion In a nutshell, the roles we play as child psychologists in the future will largely and solely depend on decisions we make now. Dreams are not easy to be achieved but we need to fight to realize our dream and goal in life. References Ardila, R. (1975). Roles of the clinical child psychologist in Colombia. Journal of Clinical  Child Psychology, 17-19. Austin, J. T. Bobko, P. (1985). Goal-setting theory: Unexplored areas and future research  needs. Journal of Occupational Psychology, 58, 289-308. Bakare, C. G. M. (1975). The clinical child psychologist in Nigeria. Journal of Clinical Child  Psychology, 47-49. Blain, D. (1946). The psychiatrist and the psychologist. Journal of Clinical Psychology. Clark, S. L. (2011). Child psychology: Training challenges and opportunities. Psynopsis, le  Magazine des psychologies du Canada-Automne, 31. Fried, Y. Slowik, L. H. (2004). Enriching goal-setting theory with time: An integrated approach. Academy of Management Review, 29(3), 404-422. Goodman, S., Jaffer, T., Keresztesi, M., Mamdani, F., Mokgatle, D., Musariri, M., Pires, J.   Schlechter, A. (2011). An investigation of the relationship between students’ motivation and academic performance as mediated by effort. South African Journal of Psychology, 41(3), 373-385. Graham, S. Weiner, B. (n.d.). Theories and principles of motivation. National Science Foundation, 63-84. Hayenga, A. O. Corpus, J. H. (2010). Profiles of intrinsic and extrinsic motivations: A  person-centered approach to motivation and achievement in middle school. Motiv Emot, 34, 371-383. doi: 10.1007/s11031-010-9181-x. Henderlong, J. Lepper, M. R. (2002). The effects of praise on children’s intrinsic  motivation: A review and synthesis. psychological bulletin. Psychological Bulletin, 128(5), 774-795. doi: 10.1037//0033-2909.128.5.774. Jackson, Y., Alberts, F. L. Jr. Roberts, M. C. (2010). Clinical child psychology: A practice  specialty serving children, adolescents and their families. Professional Psychology: Research and Practice, 41, 75-81. doi: 10.1037/a0016156 Latham, G. P. Baldes, J. J. (1975). The â€Å"practical significance† of locke’s theory of goal  setting. Journal of Applied Psychology, 60(1), 122-124. Locke, E. A. Latham, G. P. (2006). New directions in goal-setting theory. Association for  Psychological Science, 15, 265-268. Mesibov, G. B. (1983). Evolution of pediatric psychology: Historical roots to future trends.  journal of pediatric psychology. Journal of Pediatric Psychology, 9(1), 3-11. Routh, D. K. (1975). The short history of pediatric psychology. Journal of Clinical Child  Psychology, 6-8. Ryan, R. M. Deci, E. L. (2000). Intrinsic and extrinsic motivations: Classic definitions and  new directions. Contemporary Educational Psychology, 25, 54-67. doi:10.1006/ceps.1999.1020. Stoykova, Z. (2013). Social interest and motivation. Trakia Journal of Sciences, 11(3), 286-290. Tubbs, M. E. Ekeberg, S. E. (1991). The role of intentions in work motivation:  Implications for goal-setting theory and research. Academy of Management Review, 16(1), 190-199. Tuma, J. M. (1975). Pediatric psychologist†¦? Do you mean clinical child psychologist?.  Journal of Clinical Child Psychology, 9-12. Uyulgan, M. A. Akkuzu, N. (2014). An overview of student teachers’ academic intrinsic  motivation. educational sciences: theory practice. Educational Consultancy and Research Center, 14(1), 24-32. doi: 10.12738/estp.2014.1.2013. Willen, E. (2007). Consultation and collaboration in the care of children and families: The  role of the pediatric psychologist. JSPN, 12(4), 290-293.

Dream Weaver

This act also ensures that nonfinancial contributions to a marriage are considered on the dissolution of the marriage, effectively achieving greater justice for women. However, many criticise this legislation for rendering divorce too easy, with 1/3 marriages ending in divorce A current focus area for law reform has been de facto families. Previously, the law did not allocate them legal recognition, as society perceived these relationships as immoral. Altering societal ethics led to their statutory recognition under the Property (Relationships) Act 1984 (NSW), granting them many of the same rights as married couples. However, whilst one party could claim maintenance upon the breakdown of a DFR, the law does not take into account future needs of the parties upon separation. The law also attempted to regulate the division of property however, less weight was given to non?financial contributions, shown in Turnbull v McGregor where the homemaker’s contribution to the property in a 32 yr relationship was valued at just 16%. This ineffectiveness was addressed with the Family Law Amendment (De Facto Financial Matters and Other Measures) Act 2008 (Cth), through enabling them to resolve their financial and parenting issues in the Family Law Court, using nationally consistent processes An important change in social attitudes has been the increasing acceptance of homosexual relationships. Statute law failed to reflect this shift in societal values, as it was changes to common law that fostered the legal recognition of same?sex couples. Various significant cases created law reform momentum, such as Hope and Brown v NIB Health Funds (1995), in which a same?sex couple successfully argued that their health fund had discriminated against them on the basis of sexual orientation, through denying them a ‘family’ status. Eventually the Property (Relationships) Amendment Act 1999 (NSW) altered the definition of a de facto relationship to non?gender specific, effectively incorporating homosexual couples. This provides protection in property division, maintenance and inheritance  © (2012) All Rights Reserved 1 of 3 For more info, go to www. scintheholidays. com. au Ongoing reform in the new millennium has attempted to eradicate all areas of discrimination, the most significant being the Miscellaneous acts Amendment (Same Sex Relationships) Bill 2008. It enabled equal parenting rights for the female partners of mothers and protected the rights of both parents upon separation. However, the modern definition of ma rriage, â€Å"the voluntary union for life of one man and woman to the exclusion of all others†, established in Hyde v Hyde and Woodmansee (1866), remains exclusive of homosexual marriages. Significantly, it is now the only point of legislative inequality between same?sex couples and other couples. For same sex couples, legal recognition of their marriage signifies the provision of adequate legal protection. Until this barrier has been overcome, justice for same?sex family members will remain unachieved. Justice for children has recently been an area of legislative focus, with an emphasis on parental responsibility. The care and protection of children has been a primary focus of law reform. Children (Equality of Status) Act 1976 (NSW) states that all children, nuptial or ex? nuptial, are treated equally under the law. Parents are prohibited from using physical force on the head or neck of the child as punishment by the Crimes Amendment (Child Protection? Physical Mistreatment) Act 2002 (NSW), which effectively saw a father in Woy Woy sentenced to a one?year good behaviour bond after excessively disciplining his child. Perhaps the most significant reform is the Family Law Amendment (Shared Parental Responsibility) Act 2006 (Cth). This law emphasises the changing nature of parental responsibility, as it enshrined the equal shared responsibility of both parents to care and protect the child as a primary objective. The government is clearly trying to move from the previous situation where over 95% of children are not in shared care Such law reforms justly place emphasis on the ‘best interests of the child’, effectively catering for their vulnerability, as well as reflecting society’s perception of parenting as a moral obligation. However, criticism has been directed at the preference for ‘shared parenting’ as it could more easily expose children to domestic violence. Furthermore, protests by Michael Fox in 2011 about the family law system’s bias against fathers, reflects the failure of the law to achieve justice for fathers. Holding up banners saying â€Å"Kids first†, Fox claimed that DOCS was a failed department. These areas of ineffectiveness highlight how the law’s emphasis on shared parenting is often more idealistic than it is effective. In the past, domestic violence (DV) has been an area where the law has failed to protect family members. Correlating with growing societal concerns, the law recognised DV as a crime under the Crimes (Domestic Violence) Amendment Act 1982 (NSW). Furthermore, the laws just recognition of the effects of DV is noted in the use of ‘battered women’s syndrome’ as a defence for murder. The recent introduction of the Domestic Violence Intervention Court Model improves the response of the criminal justice system to victims of DV, requiring police to immediately begin investigating and apply for an ADVO on hearing a DV report. This has been effective, with BOSCAR evaluating â€Å"victims reported that they were very satisfied with the police response†¦ they felt safe†. Ineffectively however, many are still victim to DV. R v. Aytugral (2009) revealed the law’s inability to protect Ms Bayrak from being murdered by her ex?partner. Furthermore, recent media reports state that DV has increased 3. 3% in Sydney. The use of birth technologies represents a contemporary issue concerning family law. The Artificial conception Act 1984 (NSW) states that the biological mother and her partner are the legal parents, protecting families that choose to undergo these procedures. However, the law has been widely condemned for being too slow in addressing many of the ethical issues in this area, such as the question of ownership of frozen embryos in case of both parent’s deaths. A major concern is the lack of legislation regarding

Words Used to Discuss Money

The words below are some of the most important used when talking about money and finance. Each group of words in related and each word has an example sentence to provide context for learning. Practice using these words in writing in daily discussions concerning money.  You can also learn idioms using money if these words are too easy.   Banking account - I have a savings and a checking account at the bank.bank statement - Most people view bank statements online these days.bankrupt - Unfortunately the business went bankrupt three years ago.borrow - She borrowed money to purchase a car.budget - Its important to stick to your budget in order to save money.cash - Rich prefers to pay with cash rather than by credit card.cashier - The cashier can ring this up for you.check - Could I pay by check or do you prefer cash?credit (card) - Id like to put this on my credit card and pay it off over three months.debit card - Nowadays, most people pay for daily expenses using a debit card.currency - I enjoyed living in Europe when there were many different colorful currencies.debt - Too much debt can ruin your life.deposit - I need to go to the bank and deposit a few checks.exchange rate - The exchange rate is very favorable today.interest (rate) - You can get a very low interest rate on this loan.invest - Its a good idea to invest some mon ey in real estate.investment - Peter made an investment in some stock and did very well.lend - Banks lend money to qualified customers.  loan - He took out a loan to purchase the car.mortgage - Most people have to take out a mortgage to buy a house.owe - I still owe $3,000 to the bank.pay - The boss paid his employees on the last Friday of each month.save - Save money every month and youll be happy someday.  savings - I keep my savings in a different bank with higher interest.withdraw - Id like to withdraw $500 from my account.   Buying bargain - I got a great bargain on a new car.bill - The bill for the repairs came to $250.cost - How much did that shirt cost?expense - Alice had some extra expenses this month.installments - You can pay in ten easy installments of $99.price - Im afraid I cant lower the price of the car.purchase - How much food did you purchase at the supermarket?purse - She left her purse at home, so Ill pay for lunch.receipt - Always keep receipts when purchasing electronics.reduction - Were offering a special price reduction today.refund - My daughter didnt like these pants. Can I get a refund?spend - How much money do you spend every month?wallet - He took $200 out of his wallet to pay for dinner. Earning bonus - Some bosses give a bonus at the end of the year.earn - She earns over $100,000 per year.  earnings - Our companies earnings were less than expected so the boss didnt give us a bonus.income - Did you have any investment income to declare?gross income - Our gross income rose 12% this year.net income - We had a lot of costs, so our net income fell.raise - Her boss gave her a raise because shes such a great employee.salary - The job has a great salary and a lot of benefits.  wage - Part-time jobs tend to pay hourly wages.   Giving collection - The church took a collection to help the poor family.donate - Its important to donate to charity these days.donation - You can make a tax-deductible donation to help us out.  fee - There are a few fees that youll have to pay.fine - I had to pay a fine because I was late with the payment.grant - The school received a governmental grant to do the research.income tax - Most countries have an income tax, but a few lucky ones dont.inheritance - SHe came into a large inheritance last year, so she doesnt need to work.pension - Many elderly live on a small pension.pocket money - Its important to give your children pocket money.rent - Rent is so expensive in this city.scholarship - If youre lucky, youll win a scholarship to attend university.tip - I always leave a tip unless the service is very bad.winnings - She invested her winnings from Las Vegas in a crazy company. Verbs add up - The bookkeeping doesnt add up correctly. Lets recalculate.go up / down - The price of the stock went up 14%.make ends meet - More and more people are finding it difficult to make ends meet these days.pay back - Tom paid back the loan in three years.pay into - I pay a small amount into a retirement account every month.put down - She put down $30,000 towards the purchase of the house.run out - Have you ever run out of money before the end of the month?save up - Ive saved up over $10,000 to buy a new car.take out - I need to take out a loan. Other Related Words profit - We made a great profit on the deal.  property - Property almost always goes up in value if you hold onto it long enough.valuable - The painting was very valuable.  value - The value of the dollar has decreased greatly over the past ten years.  waste of money - Smoking cigarettes is bad for your health and a waste of money.wealth - I think people spend too much time focusing on wealth.worthless - Unfortunately, that painting is worthless.   Descriptive Adjectives affluent - Affluent people dont always know how lucky they are.broke - As a student, I was always broke.generous - THe generous donor gave over $5,000.hard-up - Im afraid Peter is hard-up. He hasnt been able to find a job.mean - Shes very mean. She wouldnt even buy a baby a present.poor - He may be poor, but hes very friendly.prosperous - The prosperous man grew fat and lazy.rich - Everyone wants to be rich, but few really are.stingy - Dont be so stingy with your children.wealthy - Frank is one of the wealthy people in this town.well off - Jennifer is very well off and doesnt have to work for a living.   Learn words that go together with the word money to expand your vocabulary.